If you and your family depend on you for income, then you require disability insurance to keep your savings from depletion. Disability protection plans are designed to safeguard you against worrying about financial loss and future expenses.
We often do not like to think about the possibility of situations in which we are faced with difficulties such as disability. Ignoring these issues for a long time can leave you open and unprotected against a whole range of risks.
What does disability insurance cover?
The disability insurance policy will replace part of your income if you can’t work due to injury or disability. It offers financial protection in case of sudden injury or disability. In the event of a disability resulting from an accident, you will receive compensation to cover your actual expenses.
Are you concerned for the financial security of parents, spouses, or children in the event of a sudden crisis? Click here to find out more.
Uncle Kelvin offers the following disability protection plans for you and your family members:
- Payor Benefit – a premium waiver for your child’s policy if you become disabled or pass away.
- Premium Waiver Benefit – a waiver of premiums for your policy in the event of total disability with continuing protection benefits.
- Disability Income Protector – protect against various levels of disabilities, with an additional benefit in case of long-term disability.
Choosing the right disability protection plan enables you to build a secure financial future for yourself and your family members. To have full disclosure of the terms and regulations of each policy, connect with Uncle Kelvin.